Listen to the sheer ‘stupidity’ of this ‘humble’ man...
Francis says that the biggest expenses in life are the essentials: food, medicine, and clothing. After that follows cosmetics (beauty products) and then pets! Don’t believe him? Francis says he has the statistics!
His answer AUSTERITY!!!
Francis conveniently omits usury, rents, insurance, automobile costs, mortgages, taxes, regulation, children, and education! This is telling as it shows truly who his bosses are.